We’ve seen it happen. Digitization and the arrival of FinTech are reshaping the traditional financial services landscape. These startups are introducing innovative digital financial services that present a major challenge to conventional financial institutions. To remain competitive, the latter must adapt to these new technologies.

The impact of blockchain and cryptocurrencies is one to watch. These recent technologies promise greater transparency, security and efficiency, and have the potential to revolutionize payment and transaction systems.

The evolution of financial regulation continues to influence the sector. Regulations are tightening, particularly around data protection and cybersecurity.

The adoption of artificial intelligence and automation offers gains in efficiency and cost savings. For example, the use of robo-advisors is increasingly common in asset management.

Finally, the growing importance of sustainable finance reflects a heightened awareness of environmental and social issues. Green finance and responsible investment have become increasingly important.